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How much does the typical American family make? This question is probably one of the most central in figuring out how we can go about fixing our current economic malaise. Even today, all the elixirs and remedies being thrown around fail to focus on income and the big brother of income, solid employment. As you can see from the above chart, only Only 2. That is why the middle class is feeling squeezed from all different sides.
Even though I realized very few people had household incomes in the 6 figure range looking very closely at the data, I can understand why people took issue with a budget that was at that level. I think when it comes to income, you can never have too much. What is even more fascinating, is how even amongst the super wealthy income is not distributed evenly.
There are approximately , 0. Even at that, the top 0. Now that is wealth. For us mere mortals, it is important again to focus on that chart.
In a recent Census report there are ,, households in the United States. Let us assume this is a married couple with 1 child. Let us run the numbers:. I ran the numbers for a state with no state income tax, Texas.
So let us assume this family purchased the median home:. The bottom line is the average American family is being squeezed from every angle. What we need is a focus on jobs and our economy, not bailing out banks.
That defeats the entire purpose. Since this article was written, not much has changed on the household income front. I went ahead and dug out the most recent data on household income:. You also begin to realize why two income households are almost a necessity to get by in American today.
Right on. If you are going to be realistic, be realistic. It behaved consistently with all of the applicable influences, i. We cannot finance our way to a wealthy lifestyle.
End income taxes and establish a sales tax system. Taxes on corporations always come back to the consumer as a hidden tax.
Attract major employers back to the US by greatly simplifying compliance costs. Encourage a health system that is not dependent upon employment. But it must be a truly free market solution. Wake up America! Those that believe we can ever live in a totally free market are living in fantasy land. Society must be protected from its own greed and the damage to others that greed will do.
Lets be realistic. Move to Wisconsin and get real. Oh, and for you Snow haters, wake up. You can live in snow, so take that you So Cal Snobs. I have followed the markets over the past couple years and agree that eventhough prices have drastically come down, they still seem over-inflated.
My concern is that we have entered a downward spiral of bankrupcy, forclosure, and jobloss which will continue to compound the housing values�which may not be a bad thing, but for someone purchasing their first home, makes me a bit weary. Suspending bank forclosures may aleviate some of the issues out there right now, but I think it all comes back to what people can reeally afford and sustain. What was the percentage of their mortgage in relation to thier income?
These are things I would like to learn to compare with where we are today and where we came from. I would love your advice! This article is definitely warped and unrealistic. I own a home in Texas and the math that this article dishes out about the average Texan paying K for a home is pure Baloney!
The Median Home price is actually K!! Compare that with a California Median price of K. It is baloney, but so is the average person making Excursion 5 Boat Walmart Facebook 46k a year. Also toss in the need to buy a car every years due to the long commutes to work.
His analogy was an average-income person in this country with an average-priced house, but singling out Texas to remove state income taxes from the calculation. Love the article. The numbers may not be entirely accurate. But the article and its details were superbly captured. Hats off! We must refuse to reward it. A belief in Free Markets does not mean there should be no laws or regulation. It relies upon the fact that a price for goods and services will be set by the risk vs reward sentiments.
We must allow the deflation to occur� it will only be worse later if we try to stop it. Honey, you are living in la-la land!!!
Many of us in NY are living on less money and with some wise and frugal planning one can make it. Your figures are guesstimated�. It is sad that you cannot live off of 50, a year. And they wonder why the bottom fell out of the real estate market. I make k in the banking industry and I am loving it�Now Excursion 5 Boat Walmart Yahoo that the rates are so low, people are refinancing again�.
I love our Govt. I feel sorry for the rest of you living on less than 50k a year. The best thing is I get to work from home in my Mansion that I bought in 02 for k which is still now valued at over 1.
Man life is great! Depression, recession bring it on, there are always opportunities if you seek them out and get off the couch! Who was that politician who said Americans are a bunch of cry babies. Can anyone reach the twits on Capitol note the spelling is obviously not what we need Hill?
Chris,you are a nonsympathetic a�hole! Did it ever occur to you that not all people b�ching about the Gov. I cannot assume that because I was not there over those 8 years to personally see how you acquired how you got where you are today.
I appreciate my government and all the rights I have as a citizen but that does not mean I do not work hard for what I do have and in the position I am in there are things stopping me from getting ahead and I also would like to own a house in california but the prices of houses are so ridiculous I dont know if saving all my money for along time would even be sufficiant to feel safe and secure when I do decide it MIGHT be possible. Since you seem to have all or most of the answers than please provide us with some clue on how to get out of our ruts;you do work at a bank,tell us please the best possible way to go when it comes to our money and some possible ways to get ahead.
Unless that is that you are to good for cry-baby neandrathols like us and refuse to give a helpful suggestion to your fellow man kind who also wish the government would consider our situations too.
The economy sucks and the Rogue Jet Boat Excursions Model Gov. We need to help each other right now,not condemn them. I need to stop b-cause I could go on forever! Chris you offended me and the comments you made were cruel. Iam happy for your success but alot of us are working really hard and still are not even close to your more than efficiant lifestyle.
You might have money but try to have a heart too! However, I just think that we all need to re-evaluate our own lives, period. Does every room have to have computers and televisions? Does every home really have to have two cars? Must every child have a cell phone? This economic downturn has me and a lot of my friends really re-evaluating the things that are truly important, i. It was truly great! Also, I barely use my car anymore. I only use my car to go out of town to visit my other family members.
And, you know what? Funny how that works. Maybe they are out of grasp of reality, naaaa �. This is an amazing post. I had no idea everyone around me was poor too!
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